Your Goals Are Ours

We design financial strategies that help accomplish three key goals:

Growth Opportunities

“Will I run out of money?” This is the top concern we hear from new clients. Our retirement income strategies can help you feel confident that your money will last as long as you need it. These strategies include investments, annuities, IRA/401(k) rollovers and other wealth management opportunities.


Investing involves risk, but you potentially can build on your wealth and protect against inflation by having a portion of your assets in investment products ranging from stocks and bonds to mutual funds and retirement accounts.

IRA/401(k) Rollovers

Rolling over from one qualified plan to another qualified plan allows your money to continue growing tax-deferred until you receive distributions in retirement. We can help you determine if a rollover is the right move for you.


With pensions on the decline, you may want to consider a fixed-income component to your financial strategy. An annuity may help ensure a portion of retirement income.

Wealth Management

Grow your wealth wisely by building custom-tailored portfolios that are diverse, align with your needs and preferences, and reduce unnecessary risk.


The closer you are to retirement, the less risk you should take on. We can incorporate products and services that help preserve what you have. We do this through life insurance, tax-efficient strategies, long-term care strategies, IRA legacy planning and retirement income strategies.

Tax-Efficient Strategies

Uncle Sam deserves what is rightfully his, but you need a solid strategy in place for how to pay taxes on your retirement income. This will help you keep more of what you’ve earned to support your family, causes and community.

Life Insurance

If helping loved ones maintain a standard of living and avoid financial hardships after you pass is a priority, life insurance products can help. We’ll help you examine various policies and discuss whether term or permanent is best for you.

Retirement Income Strategies

From Social Security and pension-plan optimization to withdrawal strategies and inflation, we help you create reliable income streams designed to preserve your wealth and support your desired lifestyle.

Long-Term Care Strategies

On average, we’re living longer, but that sometimes comes with a hefty price tag as our health declines. We can help evaluate your situation and determine what kinds of products could fit into a comprehensive long-term care strategy.

IRA Legacy Planning

We can help you evaluate your financial situation to determine if IRA legacy planning could help you, and we can work with attorneys and tax professionals to help you meet your goal of structuring a long-lasting inheritance for your loved ones.


You want to create a legacy that lives on after you’re gone. We work closely with attorneys and tax professionals to help you organize your giving strategy, helping you with trusts, probate, charitable giving, estate planning and tax planning.

Insurance products are offered through the insurance business Safe Money Financial Solutions, LLC. Retirement Planning & Investment Solutions, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by Safe Money Financial Solutions, LLC. are not subject to Investment Advisor requirements. AEWM and Safe Money Financial Solutions, LLC. are not affiliated companies.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Retirement Planning & Investment Solutions, LLC. is not affiliated with or endorsed by the U.S. Government or any governmental agency.

How can we help you?